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12 February 2013
With Law 18/2009, Italy ratified the UN Convention on the Rights of Persons with Disabilities and undertook to adopt all due measures in order to "forbid, in the insurance sector, any discrimination of persons with disabilities, who shall be allowed to obtain health insurance at fair, reasonable conditions".
In the context of implementing these measures, IVASS, the insurance regulator, issued a letter in July 2012 calling on companies to adjust their health insurance policies with the aim of:
"eliminating from the general conditions any provisions that wrongly place those persons suffering from mental illness among the category of 'non-insurable persons', and at the same time providing for access to insurance cover for those persons with mental disabilities, or those who take psychotropic medicines for therapeutic reasons."
In the same letter, IVASS expressed its hope that companies would adopt a proactive approach to the insurance of persons with such problems in the accident insurance sector as well.
The invitation to make these adjustments was addressed not only to Italian companies, but also to branches of companies with registered offices in non-EU countries, and to those with registered offices in member countries of the European Economic Area that operate in the health and accident insurance sectors.
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